HashLynx will dramatically improve the efficiency and transparency of capital markets with our leading edge blockchain solutions and financial expertise.

Our Management Team

Meet HashLynx's team of dedicated developers and fintech experts.

Pat Loret de Mola
Founder, Chairman and CEO

Founder, Chairman and CEO and of HashLynx Inc., is championing the next transformation of the loan markets. Pat was formerly President of Virtus Trade Settlement, LLC, and Founder and CEO of Trade Settlement Inc. - acquired by Virtus in 2014 - the first fully automated settlement platform for the $4 trillion syndicated bank loan market. Pat founded TSI in early 2000 following more than 20 years as a banker in global corporate lending and leveraged finance. She previously served on the Board of Directors of the Loan Syndications and Trading Association as Treasurer and was a co-chair of the Syndications Committee. Pat also serve on the Board of Trustees of Rollins College, Vice Chair of its Investment Committee and the Board of Directors of Mizuho Bank (USA) and its Trust and Examining committees. Pat received an MBA and BA from Rollins College.

Paul Zappier
Founder, President, and CTO

Founder, President and CTO of HashLynx is leading the charge to reinvent financial transactions with blockchain technology. As the inventor of the leading patented e-settlement system, ClearPar, and as ClearPar’s Director of IT, Paul was instrumental in gaining market adoption. He is the Founder of RAD Technologies where over the past 25 years he has designed and implemented numerous mission critical systems for large financial services firms.

Nicholas Zappier
Senior Blockchain Engineer / Technical Architect

Senior Engineer / Technical Architect is dedicated to implementing decentralized FinTech applications. Nicholas is a full-stack developer that has worked on applications for large firms such as Bed Bath & Beyond. He is highly knowledgeable and skilled across a multitude of programming languages including Solidity, JavaScript; databases such as SQL server and MongoDB; and technology such as the Ethereum blockchain and IPFS. Nicholas earned a BS in Computer Information Systems at SUNY Polytechnic Institute and an Associates of Applied Science in Computer Networking from SUNY Orange in New York.

Andrew Pedvis, CFA

Advisor, at HashLynx Inc. and Founder of Contract Beacons LLC that guides established and early stage firms in setting strategy and implementing products within the blockchain, smart contract and artificial intelligence technology spaces. Prior to founding Contract Beacons, Andrew led the global product management groups at both S&P Global Ratings and Fitch Ratings where he was responsible for building and maintaining portfolio surveillance systems; natural language processing tools; content management platforms; credit scoring tools; and workflow systems. Andrew has also held leadership roles in structured finance; credit risk advisory; fixed income indices; and capital markets research. Andrew is a Chartered Financial Analyst, holds an MBA in Finance from Fordham University and a BA in Philosophy from McGill University.

Powered by the Blockchain

Blockchain is a decentralized data platform that stores transactions of information on hashed blocks that are copied on many computers. Additionally, "smart contracts" is code and logic making the blockchain work for your businesses and provide the following benefits:

  • Reduced transaction costs
  • Improved settlement speed
  • Consensus with industry participants
  • High level of security
  • Efficiency and Reliability
  • Data immutability

Currently, computing architecture is performed on a central server. This is what is referred to as a Centralized system. Blockchain is a decentralized database; there is no central point of control. Blockchain algorithms enable transactions to be constructed to form a series of incremental blocks of data. Each block is identified by a cryptographic hash of its predecessor block to ensure a construction of a chain. The hash represents the larger store of data and it is used to locate the data. All transactions are stored on a distributed ledger which ensures their authenticity. The transactions are secure in their virtual wallet, which is the address of their location.

Basically, blockchains can be classified into two types. The first is a Permissionless Blockchain, in which anyone can have access to the blockchain. The second is a Permissioned Blockchain, in which there is access only by known, trusted participants. There are also Private Blockchains and Public Blockchains. There can be multiple types of blockchains, and it is possible to have hybrids of these. Each type has its strengths and purposes. Each business, after careful consideration, should determine which is the most suitable option for their respective business.

Blockchains are comprised of a network of distributed nodes. Every node stores an exact and unchanging copy of the entire blockchain. The nodes validate and relay transactions to reach consensus. Consensus is an important aspect of the blockchain. It is an agreement that the transaction actually happened. There is never a question whether or not an agreement has occurred. The transaction is executed when consensus is reached.